var MSNBCstories = new Array(1);
				
            MSNBCstories[0] = new Array("http://www.msnbc.msn.com/id/34526917/ns/business-personal_finance", "Avoid the gifts that keep on costing", "As a music fan, Bruce McClary was pleased when he received a satellite radio with a six-month subscription as a gift.", "");
          
            MSNBCstories[1] = new Array("http://www.msnbc.msn.com/id/34526121/ns/business-personal_finance", "99 percent chance IRS won't audit if you ...", "Want to keep IRS auditors away? Keep your earnings under $200,000 and they won't bother you 99 percent of the time.", "");
          
            MSNBCstories[2] = new Array("http://www.msnbc.msn.com/id/34483403/ns/business-personal_finance", "Answer Desk: Gold may be riskier than it seems", "With prices surging, investors are flocking to gold. Before you take the plunge, take a closer look at what's making the metal sparkle. The Answer Desk.", "");
          
            MSNBCstories[3] = new Array("http://www.msnbc.msn.com/id/34513847/ns/business-personal_finance", "Cheat sheet for investing in 2010", "Investors should be keeping in mind a slew of information for 2010, especially as a recovery slowly takes hold. Here's a guide for what factors will affect the economy next year.", "");
          
            MSNBCstories[4] = new Array("http://www.msnbc.msn.com/id/34484151/ns/business-personal_finance", "With rates so low, where should your cash go?", "Life without inflation is easier on consumers, taming prices on everything from food and lodging to clothing and heating fuel.", "");
          
            MSNBCstories[5] = new Array("http://www.msnbc.msn.com/id/34479788/ns/business-personal_finance", "More retailers embracing food stamps", "As food stamps become an increasingly common currency in a struggling U.S. economy, they are dictating changes in how even the biggest retailers do business.", "");
          
            MSNBCstories[6] = new Array("http://www.msnbc.msn.com/id/34479791/ns/business-personal_finance", "Author sees lost middle class in America", "The author of \"Nickel and Dimed\" sees no quick recovery in sight for formerly middle class Americans ground down by job losses, the burst housing bubble and constricted credit.", "");
          
            MSNBCstories[7] = new Array("http://www.msnbc.msn.com/id/34479801/ns/business-personal_finance", "Facts about the food stamp program", "Nearly 10 million people have been added to the U.S. food stamp benefits rolls since December 2007 as job losses and plummeting home values swell the ranks of the country's poor.", "");
          
            MSNBCstories[8] = new Array("http://www.msnbc.msn.com/id/34468260/ns/business-personal_finance", "Newest credit card trick? 79.9 percent interest", "A credit card with 79.9 percent APR is how First Premier Bank, a subprime credit card issuer, is skirting new regulations intended to curb abusive practices in the industry.", "");
          
            MSNBCstories[9] = new Array("http://www.msnbc.msn.com/id/34420565/ns/business-personal_finance", "U.S. debt could push interest rates higher", "Congress is taking the final steps to raise the national debt ceiling. That raises the question of whether the growing need to borrow money could drive interest rates higher.", "");
          
            MSNBCstories[10] = new Array("http://www.msnbc.msn.com/id/34280910/ns/business-personal_finance", "Answer Desk: Adding up bank bailout losses", "As the Great Bank Bailout of 2008 appears to be winding down, it's looking like taxpayers will get a lot – but certainly not all – of their money back. The Answer Desk.", "");
          
            MSNBCstories[11] = new Array("http://www.msnbc.msn.com/id/34324744/ns/business-consumer_news", "Americans getting better at managing credit", "Consumers are expected to further improve their credit management in 2010, but unemployment will hamper the efforts of many to make their credit card payments on time.", "");
          
            MSNBCstories[12] = new Array("http://www.msnbc.msn.com/id/34300676/ns/business-personal_finance", "Therapy tries to achieve life, account balance", "Tensions at home were mounting after Jeremy Field lost a second construction job as the recession hit.", "");
          
            MSNBCstories[13] = new Array("http://www.msnbc.msn.com/id/34236984/ns/business-personal_finance", "FDIC: Minorities struggle to access banks", "More than a million American households lost access to basic banking services like savings accounts last year, bank regulators say.", "");
          
            MSNBCstories[14] = new Array("http://www.msnbc.msn.com/id/34240738/ns/business-personal_finance", "Vanguard: 60 percent of 401(k) have recovered", "Another major provider of 401(k) accounts says the typical retirement saver now has more money in their account than they did before the stock market began tumbling two years ago.", "");
          
            MSNBCstories[15] = new Array("http://www.msnbc.msn.com/id/34207801/ns/business-personal_finance", "Answer Desk: Repairing consumer credit", "The lending spree that fueled the borrowing bubble has destroyed the credit histories of millions of Americans. The could spell trouble for the economic recovery. The Answer Desk.", "");
          
            MSNBCstories[16] = new Array("http://www.msnbc.msn.com/id/34226407/ns/business-personal_finance", "New $100B safety net for jobless in works", "Democrats in Congress are pushing a $100 billion bill to continue providing extra help to the jobless beyond the core 26-week unemployment insurance package provided under law.", "");
          
            MSNBCstories[17] = new Array("http://www.msnbc.msn.com/id/34226417/ns/business-personal_finance", "Congress scrambles to extend estate tax", "Next year had been shaping up as a great year to get a big inheritance - no federal taxes on it. Congress, however, has other plans for the few wealthy heirs expecting a big boon. Uncle Sam may take a 45 percent cut after all.", "");
          
            MSNBCstories[18] = new Array("http://www.msnbc.msn.com/id/31377442/ns/business-reinventing_america", "Living without the plastic cushion", "The cash-only concept is probably a foreign one to most Americans who are addicted to credit. But believe it or not, people can actually survive without whipping out the plastic.", "");
          
            MSNBCstories[19] = new Array("http://www.msnbc.msn.com/id/31447531/ns/business-personal_finance", "Answer Desk: How to shrink credit card debt", "It's the single most common question these days in our Inbox: I'm drowning in credit card debt! What can I do? Here's our seven-step plan for getting the monkey off your back. The Answer Desk, by John W. Schoen.", "");
          
            MSNBCstories[20] = new Array("http://www.msnbc.msn.com/id/31324792/ns/business-reinventing_america", "Recession hurts card industry, customers", "The recession's impact on credit card companies has had a ripple effect even on some customers who have always paid their bills on time.", "");
          
            MSNBCstories[21] = new Array("http://www.msnbc.msn.com/id/31325093/ns/business-reinventing_america", "$60,000 in debt, and nothing to show", "Mary Uhazi is drowning in a sea of debt that she built up slowly over more than two decades of easy credit, but now worries she won't be able to pay off because of the recession.", "");
          
            MSNBCstories[22] = new Array("http://www.msnbc.msn.com/id/31507914/ns/today_technology_and_money-money_matters", "How to avoid debt problems before they start", "Understanding basic debt concepts can prevent you from drowning in it over your lifetime. TODAY's personal finance editor Jean Chatzky offers simple tips to stop your finances from spiraling out of control - and how to deal if they do.", "");
          
            MSNBCstories[23] = new Array("http://www.msnbc.msn.com/id/31394487/ns/business-reinventing_america", "Quiz: 10 questions to test your credit IQ", "What do you know about the week in business? Take msnbc.com's weekly quiz and see how much you remember.", "");
          
            MSNBCstories[24] = new Array("http://www.msnbc.msn.com/id/30479891/ns/business-consumer_news", "ConsumerMan: Credit score Q&A", "Your credit score controls so many aspects of your life: whether you can rent an apartment or get a car loan or a mortgage. But most of u don't have a clue as to how scores are computed.", "");
          
            MSNBCstories[25] = new Array("http://www.msnbc.msn.com/id/31528382/ns/business-reinventing_america", "ConsumerMan: Beware debt settlement outfits", "Debt settlement companies are risky because they often require a big payment upfront. Most promise a money-back guarantee, but getting a refund can be difficult, if not impossible.", "");
          
            MSNBCstories[26] = new Array("http://www.msnbc.msn.com/id/30486181/ns/business-reinventing_america", "Credit cards 'with training wheels'", "With the epidemic of mortgage foreclosures and credit card defaults, and a 31 percent jump in personal bankruptcy filings last year, industry watchers expect the popularity of secured cards to grow.", "");
          
            MSNBCstories[27] = new Array("http://www.msnbc.msn.com/id/34528908/ns/business-personal_finance", "New home sales drop as recovery teeters", "The housing market is in the midst of a rocky recovery, but it's too soon to declare the end of one of the worst slides since the Great Depression.", "");
          
            MSNBCstories[28] = new Array("http://www.msnbc.msn.com/id/34483403/ns/business-personal_finance", "Gold may be riskier that it seems", "With prices surging, investors are flocking to gold. Before you take the plunge, take a closer look at what's making the metal sparkle. The Answer Desk.", "");
          
            MSNBCstories[29] = new Array("http://www.msnbc.msn.com/id/34420565/ns/business-personal_finance", "U.S. debt could push interest rates higher", "Congress is taking the final steps to raise the national debt ceiling. That raises the question of whether the growing need to borrow money could drive interest rates higher.", "");