‘I want you to feel bad about what you’ve done’

updated 4:55 p.m. ET Jan. 13, 2009

NEW YORK - Larry Winget doesn't mince words. Take, for instance, people who don't pay their bills on time. "They lack integrity. Period."

With a brash, direct style, the author and motivational speaker says our own behavior is the source of our financial, career and personal problems.

Getting your finances in order is also straightforward, according to Winget, who believes that a hefty dose of personal responsibility goes a long way toward solving problems.

Winget aims his message at people who've already made a few mistakes. "I'm not good with the young crowd," he admits. "I need a guy who's screwed his life up and gone 'Holy crap! I need to fix something now.'"

In his latest book, "People Are Idiots and I Can Prove It," (Gotham Books) Winget provides a few good laughs amid some constructive advice. He moves from "The Ten Ways People Sabotage Their Success" (and are thus idiots) to a chapter of advice on career, money and even fashion — which might seem surprising from a man who favors brightly colored, embroidered Western shirts.

While he acknowledges he may not appeal to the sensitive or easily offended, he hopes to offer encouragement that problems can be solved, if people take action.

In an interview with The Associated Press, Winget shared some of his philosophy:

Q: You say it is easy to succeed, to take care of your finances and to reach other goals. How can you say that?

A: I really don't emphasize easy as much as simple, and I do think there is a difference. Everything in life comes down to simple things. If you want to lose weight, all you have to do is eat less and exercise more. If you want to have money, earn more and spend less. That's all it takes. I do sum up the book by saying what's easy to do is just as easy not to do. It's easy not to take action. I think people are attracted to hard solutions for one reason: If they don't make it, they have an excuse for failure. When you hit them over the head with the simple approach, you don't leave them a way out.

Q: Why do you think the "tough love" approach is effective?

A: I think that we are tired of sort of the hold-hands approach. People are scared, they're desperate. You can't stand around and hold hands and sing kumbaya and think the world is going to be a better place. They're just not seeing that be effective in their life. Sooner or later they kind of remember what their grandparents probably told them: Life's tough.

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