Loan type	Today	+/-	Last week
$30K HELOC	5.28%		5.01%
$30K home equity loan	8.66%		8.30%
$75K home equity loan	8.66%		8.13%
$50K home equity loan	8.64%		8.15%
$50K HELOC	5.06%		4.73%

Source: Bankrate.com | View rates in your area

See today's savings rates across the country.

Savings type	Today	+/-	Last week
Money market	1.22%		1.26%
$10K money market	1.24%		1.27%
Six-month CD	1.30%		1.35%
One-year CD	1.67%		1.71%
Five-year CD	2.58%		2.57%

Source: Bankrate.com | View rates in your area

See today's average auto rates across the country.

Loan type	Today	+/-	Last week
48-month new car loan	7.26%		7.24%
36-month used car loan	7.73%		7.69%
36-month new car loan	7.10%		7.08%
60-month new car loan	7.34%		7.33%

Source: Bankrate.com | View rates in your area

See today's average credit card rates across the country.

Card type	Fixed	Variable
Standard	13.46%	11.08%
Gold	12.23%	9.56%
Platinum	10.84%	11.64%
All	12.17%	11.14%

Source: Bankrate.com | View more rates

updated 11:10 a.m. ET May 5, 2006

HORSHAM, Pa. - Toll Brothers Inc., a leading builder of luxury homes, said Friday its signed contracts fell 29 percent in its second fiscal quarter, and cut its full-year home deliveries forecast.

For the three months ended April 30, Toll projected preliminary contracts of roughly $1.56 billion, down from $2.2 billion in the year-ago period. Backlog for the quarter rose 3 percent to roughly $6.07 billion from $5.87 billion a year ago.

Toll Brothers also forecast it would deliver between 9,000 and 9,700 homes in fiscal 2006, a reduction of 200 homes from its previous outlook.

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The company attributed the drop in contracts and deliveries to a greater supply of homes resulting from a drop in speculative buyers, and more cancellations from non-speculative buyers. The cancellation rate over the quarter was 8.5 percent, higher than Toll's historic average of about 7 percent.

"Speculative buyers are no longer fueling demand; instead they're putting the homes they've recently acquired back on the market or are canceling contracts in mid-construction," Chief Executive Robert Toll said. Much of the excess homes for sale are being aggressively discounted, he added.

Second-quarter revenue is expected to increase 18 percent to $1.44 billion from $1.23 billion in the year-ago period. Revenue from land sales totaled roughly $2.1 million for the quarter, versus $9.8 million in the prior-year period.